Loans

LOAN PRODUCTS

Personal Loans

As a full service bank we want to ensure all your financial needs are met.  A personal loan increases your purchasing power and provides you the flexibility to meet unexpected expenses immediately.  

Bridge Financing

Found the perfect home, but your old home hasn’t sold?   Bridge Financing is a short term loan that helps you cover your financial obligations during the time you own both properties.  We recognize that timing can’t always be perfect.

Home Equity

You have worked hard to establish equity in your home. Why not use it to help fund some of those one time expenses?  A home equity loan is not simply limited to home improvement projects, but can provide a flexible way to finance education expenses, a recreational vehicle or a small project.

Residential Interim Construction

Thinking about building but concerned about how to finance the construction?  An interim construction loan is a short term loan designed to fund your builder for payment of the materials and labor during the construction of your new home. 

Lot Loans

You don’t often find the ideal lot at the same time you are ready to build.   A lot loan is designed for borrowers who aren’t ready to begin construction but have found the perfect lot for their dream home or cabin.   

Executive Lines of Credit

As a successful entrepreneur, we recognize that you need flexible funding options.  An Executive Line of Credit allows you to borrow for short term needs when cash flows don’t line up.