Rates

CONSUMER BANKING

  INTEREST RATES ANNUAL PERCENTAGE YIELD Minimum Opening Deposit Requirement
Basic Savings* .10% .10% $50
Money Market Savings *     $1,000
0 to 10,000 .05% .05%  
10,001 to 25,000 .15% .15%  
25,001 + .40% .40%  
Interest Checking * .10% .10% $1,000
Bridgewater Investor Checking *  0.40% 0.40% $10,000

BUSINESS BANKING

  INTEREST RATES ANNUAL PERCENTAGE YIELD  
Business Money Market *     $2,500
0 to 10,000 .05% .05%  
10,001 to 25,000 .15% .15%  
25,001+ .40% .40%  

CERTIFICATE OF DEPOSIT **
(10,000 minimum balance required) **

  INTEREST RATES ANNUAL PERCENTAGE YIELD
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
9 Month 0.35% 0.35%
12 Month 0.40% 0.40%
15 Month 0.45% 0.45%
18 Month 0.50% 0.50%
24 Month 0.60% 0.60%
36 Month 0.75% 0.75%
48 Month 1.00% 1.00%
60 Month 2.084% 2.10%

Rates are effective as of November 24, 2014

* Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

**Early withdrawal penalties may be imposed.  Fees may reduce earnings.

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