With deep expertise in real estate, we believe Bridgewater Bank is preferred by savvy entrepreneurs. We understand that flexibility and creativity can make a world of difference. And because we’re owned and operated by entrepreneurs like you, we realize the importance of finding flexible solutions for most lines of business including real estate, construction and commercial services.

   Loans

CONSTRUCTION LOANS

Building a home or renovating an existing property? A construction loan is a short term loan that provides an interest only option during the construction phase of the project. This allows you to purchase the building materials, provide for the labor as you build, and delay paying the principal until the construction is complete.

SBA LENDING

We understand that flexibility and creativity can make all the difference in moving your business forward. That’s why we are preferred by savvy small business entrepreneurs who expect a bit more from their banking experience. Whether you’re looking to start or expand your business, let Bridgewater be your partner with loans guaranteed by the Small Business Administration.

ACQUISITION FINANCING

Need capital for acquisition purposes? Our lenders understand you need to finalize your transaction quickly with immediate resources. A partnership with Bridgewater makes it possible.

COMMERCIAL REAL ESTATE

Looking to acquire a new commercial property or refinance an existing property? With many years of experience, our lenders can assist you with simplified underwriting and competitive rates.

LONG TERM MULTI FAMILY FINANCING

Planning to refinance your multi family property or acquire an investment property? Bridgewater Bank’s long term Multi Family financing is ideal. The process is simplified for the small to mid-sized apartment owner. With low fixed rates on loans from $500,000 to $20 million, you will save time and money. Expect a quick closing, often less than 30 days.

WORKING CAPITAL LOANS

Obtaining capital can be difficult for many businesses. A Working Capital loan can provide the cash your business needs to keep growing until revenues increase to cover all the operating expenses.

EQUIPMENT FINANCING

Leave your capital and credit lines available for operational expenses. Finance your equipment purchases with a loan specifically designed to cover the cost of new or used equipment.

1031 EXCHANGE FINANCING

The 1031 Tax-Deferred Exchange allows a property owner to exchange existing property for “like-kind” property without having to pay state and federal income taxes on the transaction. Consider deferring the payment of capital gains taxes through the use of a 1031 Exchange.

LETTER OF CREDIT

A promise to pay from an uninvolved third party is often helpful, especially for multi-family bonds and land development. A Letter Of Credit can be issued providing both the buyer and the seller the guarantee that the promise to pay is legitimate.