Savings

PERSONAL BANKING

INTEREST RATE* ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Savings .10% .10% $50
INTEREST RATE* ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Money Market Savings $1,000
0 to 24,999.99 .20% .20%
25,000 to 99,99.99 .50% .50%
100,000 to 249,999.99 .75% .75%
250,000+ .99% 1.00%
IRA Money Market Savings 1.98% 2.00%  $1,000
INTEREST RATE* ANNUAL PERCENTAGE YIELD (APY) Minimum Opening Deposit Requirement
Interest Checking .10% .10% $1,000
Investor Checking .25% .25% $10,000

BUSINESS BANKING

INTEREST RATE* ANNUAL PERCENTAGE YIELD (APY)  Minimum Opening Deposit Requirement
Business Money Market $500
$0 to 24,999.99 .15% .15%
$25,000 to 99,999.99 .25% .25%
$100,000 to 499,999.99 .35% .35%
$500,000+ .45% .45%

CERTIFICATE OF DEPOSIT** (Individual Retirement Account also available)**

(10,000 minimum balance required)

INTEREST RATE ANNUAL PERCENTAGE YIELD (APY)
3 Month 0.10% 0.10%
6 Month 0.20% 0.20%
9 Month 0.35% 0.35%
12 Month 1.49% 1.50%
15 Month 1.59% 1.60%
18 Month 1.69% 1.70%
24 Month 1.74% 1.75%
36 Month 2.13% 2.15%
48 Month 2.48% 2.50%
60 Month 2.97% 3.00%

Rates are effective as of April 2, 2018

*Rates are determined by the bank, and may change after the account is opened.  Fees can reduce earnings.

** Early withdrawal penalties may be imposed.  Fees can reduce earnings.