Our People Are Our Strength

Five simple words drive our success and define the foundation of our business – unconventional, responsive, dedicated, growing and accurate. Do you strive to better yourself and others? How about working towards a common goal? If your personal values align with ours, you may be a good fit to join our team. With over $1.55 billion in assets, we’re one of the fastest growing banks in Minnesota over the past two decades.

We are always willing to hear from those who might be interested in future employment opportunities at Bridgewater Bank. For inquiries, please email hr@bwbmn.com.

Description

As an Account Executive, you’ll provide a professional banking experience by offering clients solutions to meet their individual banking needs.

Responsibilities 

  • Opens, renews and redeems all types of deposit accounts
  • Orders checks, ATM/debit cards
  • Responds to online requests for bill payments, ACH, wire transfers, etc.
  • Acts as back-up to Client Specialist as needed
  • Ensures clients are aware of the products and services available to them and promotes BWB specialty products (remote deposit, online bill-pay, mobile banking, etc.)
  • Develop and cultivate long-term client relationships to ensure sales growth and customer retention
  • Makes monthly calls to welcome new clients and follow up on previous requests
  • Maintains an understanding of security policies and procedures
  • Provides input and suggestions for new service and product ideas
  • Adheres to bank’s policies, procedures, security requirements, and government regulations

Qualifications 

  • 2+ Years retail banking experience
  • Superior customer service skills
  • Proven sales and business development skills
  • Knowledge of ITI, EZ Teller, and currency management
  • Excellent written, verbal, and interpersonal communication skills

Description

As a Client Specialist, you’ll serve as the face of the bank as well as the initial contact for clients. The Client Specialist provides general office support while maintaining a welcoming, professional environment.

Responsibilities 

  • Accurately processes routine financial transactions including check cashing, deposits, withdrawals, transfers, and loan payments
  • Completes client requests such as wires, online banking assistance, and check ordering promptly
  • Balances assigned cash drawer in accordance with Bank procedures
  • Ensures all required documentation is completed for all transactions
  • Greet all clients and answer phone calls to ensure a positive client experience
  • Sort and distribute mail
  • Maintain conference rooms and kitchen and ensure adequate supplies are available
  • Scans and processes  teller work throughout the day
  • Assists with scanning of documentation into  internal Accu Systems
  • Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA
  • Participate in on-going training to enhance knowledge of banking and keep abreast of new and/or changes in regulations
  • Positively represents the bank in all interactions with clients, coworkers, and vendors

Qualifications 

  • Outstanding interpersonal and communication skills
  • Professional and friendly demeanor
  • Proficient with Microsoft Word, Excel, Outlook and PowerPoint
  • Knowledge of ITI and EZ Teller a plus
  • College degree preferred but not required

We are always interested in speaking with experienced lenders with a background in commercial lending.  Please apply online or email hr@bwbmn.com with questions.

Description

The Director of Business Services promotes the cash management suite of products and services to clients and prospects as well as ensures internal staff are aware of features, benefits, and can properly identify referral opportunities.

Responsibilities 

  • Identify and develop Business Services/ deposit sales opportunities while acting on and closing all leads generated internally and externally from lenders and various delivery channels
  • Attend regular pipeline meetings and periodic loan committee meetings
  • Conducts client/prospect needs analysis
  • Acts as lead business development representative for Business Services prospects and proposal issuance
  • Follows up with clients and internal stakeholders to ensure proper implementation regarding all applicable documentation and necessary paperwork for proper compliance
  • Develops proposed service solutions/sales presentations to assist businesses and organizations to make efficient use of products and services
  • Emphasis on deposit generation and banking services including: ACH, Online Wire Origination, Remote Deposit, Corporate Credit Cards, Merchant Card Processing, Positive Pay, as well as Checking and Savings accounts
  • Duties: 80% support of Business Services referral activity, 20% new relationship generation

Qualifications 

  • Bachelor’s degree in business or related field and 5+ years of banking experience, preferably cash management
  • Proven sales and business development skills
  • Exceptional business acumen and relationship management skills
  • Strong financial management skills and operational expertise
  • Excellent written, verbal, and interpersonal communication skills
  • Demonstrated ability to handle various types of client inquiries
  • Must be able to work independently and coordinate effectively in a team environment
  • Knowledge of key vendors a plus: Fiserv, Jack Henry, third parties, etc.

Apply here

Description 

The Item Processing Specialist provides support to the Operations department to ensure that daily operational tasks are processed accurately and in compliance with policies determined by bank management.

Responsibilities 

  • Entry & Review of outgoing Domestic and International Wire requests (Primary)
  • Confirm accuracy and approval of incoming and outgoing Domestic and International Wire requests (Back-Up)
  • Process, initiate and approve foreign checks & foreign currency requests
  • Review and process daily ACH items such as Returns, Prenotes, and NOC’s
  • Monitor Death Notification, Stop Pay & Duplicate Item reports for transaction review, tracking, and reporting of various deposit and electronic payment products
  • Monitor and balance Official Expense, Interest & Cashier Checks
  • Review & Balance ACH in Process, EIM in Process, Over the Counter Balancing and ATM Adjustments
  • Print and process daily FRB & ATM Returns and Notices
  • Fulfill and submit information and/or documents for Summons & Subpoena requests
  • Review and process mobile capture deposit files ensuring they are in compliance with rules of the product
  • Perform general account and client file maintenance
  • Work with clients and employees to resolve research requests and troubleshoot client issues, questions etc.
  • Maintain updated Operations Department tasks and procedures

Qualifications 

  • 3+ years of bank operations or accounting experience preferred
  • Knowledge of Fiserv software and its ancillary products preferred
  • Knowledge of Microsoft Office (Word, Excel, Outlook)
  • Positive organizational, written, and communication skills
  • Strong attention to detail

Bridgewater Bank will not sponsor applicants for work visas.

Apply Here

Description 

The Operations Risk Specialist provides support to the Operations department to ensure that daily risk monitoring & operational tasks are processed accurately and in compliance with bank policies and procedures.

Responsibilities 

  • Review & administration of transactions covered by REG E
  • Investigate & process POS/ATM Disputes in accordance with REG E via Client Central
  • Balancing of POS/ATM & EFT General Ledger Accounts
  • Daily review of transaction monitoring reports
  • Monitor reports & review accounts suspected of kiting
  • Daily review of Remote Deposit and Mobile Deposit activity exceeding limit thresholds
  • Fulfill and submit information and/or documents for summons & subpoena requests
  • Management of suspicious/fraudulent activity tracking & processing
  • Work with clients and employees to resolve research requests and troubleshoot issues, questions etc.
  • Assist in development and revisions of Deposit Operations tasks and procedures
  • Back up miscellaneous Deposit Operations tasks as needed

 

Qualifications 

  • 3+ years of related banking experience
  • Knowledge of Fiserv software and its ancillary products preferred
  • Proficiency with Microsoft Office (Excel, PowerPoint, Word, Access, etc.)
  • Attention to detail and excellent communication skills
  • Familiar with Regulation E, EFT dispute process and anomaly detection software

Bridgewater Bank will not sponsor applicants for work visas.

Apply Here

Description

The Senior Credit Analyst provides support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank. The Senior Credit Analyst typically works on larger, more complex transactions.

Responsibilities

  • Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex deals
  • Assist lenders with closings
  • Mentor Credit Analysts
  • Identify historical trends of businesses or markets
  • Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders
  • Conduct property inspections to ensure accuracy
  • Assign risk ratings to support loan requests
  • Prepare annual reviews of existing loan relationships
  • Prepare credit presentations to be used in the credit approval process including: cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
  • Develop and maintain accurate records for lending clients and accounts
  • Assist loan and credit department managers with special projects for managing risks in the lending function
  • Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department
  • Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions
  • Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA.

Qualifications 

  • Bachelor’s degree in finance, economics, business or related field
  • 2+ years of Commercial Real Estate and/or Commercial/Industrial underwriting experience
  • Superior analytical/reasoning skills
  • Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
  • Excellent written, verbal, and interpersonal communication skills

Apply Here