Checking

PERSONAL CHECKING

A variety of checking, savings and CD options are available at Bridgewater Bank to satisfy your deposit goals. Whether you are seeking easy access with mobile banking, an interest bearing account or additional security, we have an option that will fit your unique banking needs.

CHECKING

Do you need a simple and efficient account that allows you easy 24-hour access, check writing and security? This basic account offers free Online Banking, 24-hour telephone banking, ATM access and no monthly fee if you maintain the minimum daily balance. Have your paycheck deposited directly and access your money instantly!

Minimum Opening Balance $100
Minimum Balance Required $50 (monthly average)
Monthly Maintenance Fee $5 (if balance falls below minimum)
Debit/ATM Card Complimentary
ATM Transactions Complimentary (at select ATM’s)

INTEREST CHECKING

Do you typically have a fluctuating balance that you would like to take advantage of? This account offers a higher rate of interest, ATM access, free Online Banking, 24-hour telephone banking and your first order of checks is on us!

Minimum Opening Balance $1,000
Minimum Balance Required $1,000 (monthly average)
Monthly Maintenance Fee $10 (if balance falls below minimum)
Checks (free first book of checks)
Interest Paid Monthly
Debit/ATM Card Complimentary
ATM Transactions Complimentary (at select ATM’s)

BRIDGEWATER INVESTOR CHECKING

For those of you who maintain large balances in your Bridgewater accounts, we offer you an account that you will appreciate! This account pays higher interest rates, offers free Bridgewater checks, Online Banking, 24-hour account access via phone or your computer and free ATM access.

Minimum Opening Balance $10,000
Minimum Balance Required $10,000 (in any Bridgewater account)
Monthly Maintenance Fee $15 (if balance falls below minimum)
Checks Complimentary
Interest Paid Monthly
Debit/ATM Card Complimentary
ATM Transactions Complimentary

Savings

SAVINGS

Do you have a little extra cash that you want working for you? This account will pay you interest and allow you the flexibility to make a few withdrawals a month. As long as you maintain an average monthly balance your account is free. A perfect account for children, or to save for that special event.

Minimum Opening Balance $50
Minimum Balance Required $50 (monthly average)
Monthly Maintenance Fee $3 (if balance falls below minimum)
Transaction Fee 6 free withdrawals per month
($1 per withdrawal after 6)
Interest Paid Quarterly

MONEY MARKET SAVINGS

Are you looking for a safe place to watch your money grow? This account will pay you a competitive rate, while offering easy access, check writing and no monthly fee if you maintain the minimum daily balance! If you enjoy the security of maintaining a larger balance, this account was developed for you.

Minimum Opening Balance $1,000
Minimum Balance Required $1,000 (monthly average)
Monthly Maintenance Fee $10 (if balance falls below minimum)
Transaction Fee 6 free withdrawals per month
($1 per withdrawal after 6)
Interest (based on tiered rates) Paid Monthly
 Tiers $0 to $24,999.99
$25,000 to $99,999.99
$100,000 to $249,999.99
$250,000+

CERTIFICATE OF DEPOSIT

Do you have a large sum of money that you don’t need to access immediately? You may want to consider investing in a Certificate of Deposit. We offer terms ranging from three months to five years with competitive interest rates that will maximize your return over the life of the certificate. These attractive savings products are FDIC insured and require a minimum balance of $10,000.