Checking
PERSONAL CHECKING
A variety of checking, savings and CD options are available at Bridgewater Bank to satisfy your deposit goals. Whether you are seeking easy access with mobile banking, an interest bearing account or additional security, we have an option that will fit your unique banking needs.
CHECKING
Do you need a simple and efficient account that allows you easy 24-hour access, check writing and security? This basic account offers free Online Banking, 24-hour telephone banking, ATM access and no monthly fee if you maintain the minimum daily balance. Have your paycheck deposited directly and access your money instantly!
Minimum Opening Balance | $100 |
Minimum Balance Required | $50 (monthly average) |
Monthly Maintenance Fee | $5 (if balance falls below minimum) |
Debit/ATM Card | Complimentary |
ATM Transactions | Complimentary (at select ATM’s) |
INTEREST CHECKING
Do you typically have a fluctuating balance that you would like to take advantage of? This account offers a higher rate of interest, ATM access, free Online Banking, 24-hour telephone banking and your first order of checks is on us!
Minimum Opening Balance | $1,000 |
Minimum Balance Required | $1,000 (monthly average) |
Monthly Maintenance Fee | $10 (if balance falls below minimum) |
Checks | (free first book of checks) |
Interest | Paid Monthly |
Debit/ATM Card | Complimentary |
ATM Transactions | Complimentary (at select ATM’s) |
BRIDGEWATER INVESTOR CHECKING
For those of you who maintain large balances in your Bridgewater accounts, we offer you an account that you will appreciate! This account pays higher interest rates, offers free Bridgewater checks, Online Banking, 24-hour account access via phone or your computer and free ATM access.
Minimum Opening Balance | $10,000 |
Minimum Balance Required | $10,000 (in any Bridgewater account) |
Monthly Maintenance Fee | $15 (if balance falls below minimum) |
Checks | Complimentary |
Interest | Paid Monthly |
Debit/ATM Card | Complimentary |
ATM Transactions | Complimentary |
Savings
SAVINGS
Do you have a little extra cash that you want working for you? This account will pay you interest and allow you the flexibility to make a few withdrawals a month. As long as you maintain an average monthly balance your account is free. A perfect account for children, or to save for that special event.
Minimum Opening Balance | $50 |
Minimum Balance Required | $50 (monthly average) |
Monthly Maintenance Fee | $3 (if balance falls below minimum) |
Transaction Fee | 6 free withdrawals per month ($1 per withdrawal after 6) |
Interest | Paid Quarterly |
MONEY MARKET SAVINGS
Are you looking for a safe place to watch your money grow? This account will pay you a competitive rate, while offering easy access, check writing and no monthly fee if you maintain the minimum daily balance! If you enjoy the security of maintaining a larger balance, this account was developed for you.
Minimum Opening Balance | $1,000 |
Minimum Balance Required | $1,000 (monthly average) |
Monthly Maintenance Fee | $10 (if balance falls below minimum) |
Transaction Fee | 6 free withdrawals per month ($1 per withdrawal after 6) |
Interest (based on tiered rates) | Paid Monthly |
Tiers | $0 to $24,999.99 |
$25,000 to $99,999.99 | |
$100,000 to $249,999.99 | |
$250,000+ |
CERTIFICATE OF DEPOSIT
Do you have a large sum of money that you don’t need to access immediately? You may want to consider investing in a Certificate of Deposit. We offer terms ranging from three months to five years with competitive interest rates that will maximize your return over the life of the certificate. These attractive savings products are FDIC insured and require a minimum balance of $10,000.